Too many people are calling and are applying when they really don’t need the assistance

Patricia Garcia-Duarte, CEO of NHS Phoenix, says, “Last year, in 2009, about 60 percent of people who came through our doors were able to avoid foreclosure.” NHS offers free loan counseling. Employees have special training in the loan modification process. Garcia-Duarte says one reason for delays is that banks were overwhelmed with loan modification requests. She

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Too many people are calling and are applying when they really don’t need the assistance

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